Cover Image Source A proof-of-work (PoW) blockchain requires mining which consumes high electric energy. A proof-of-stake (PoS) blockchain's consensus mechanism is very different. Instead of miners. I really like that I didn't have to make a deposit or go through a credit check just to get my lights. With competitive energy rates, flexible payment. Assuming you have paid your deposit, or if there is no deposit require we will validate the information provided. Spark Energy – Electricity Natural Gas.
Share Certificate Rates
| Term | APY $500*** | APY $1000 & up | APY $100,000 & up |
|---|---|---|---|
| 6 months | N/A | 0.40% | 0.50% |
| 12 months | 0.45% | 0.45% | 0.55% |
| 18 months | 0.50% | 0.50% | 0.60% |
| 20 Month Bump Up | 0.75% | 0.75% | 0.85% |
| 24 months | 0.60% | 0.60% | 0.70% |
| 36 months | 0.70% | 0.70% | 0.80% |
| 48 months | 0.80% | 0.80% | 0.90% |
| 60 months | 0.80% | 0.80% | 0.90% |
| 72 months | 0.80% | 0.80% | 0.90% |
Money Market Rates
| Type | APY | Minimum Deposit to Earn |
|---|---|---|
| IRA Money Fund | 0.25% | $5.00 |
| IRA/Jumbo Money Fund | 0.30% | $100,000 |
| Money Market Tier 1 | 0.20% | $2,500 |
| Money Market Tier 2 | 0.20% | $25,000 |
| Money Market Tier 3 | 0.25% | $125,000 |
| Money Market Tier 4 | 0.35% | $250,000 |
Savings and Checking
| Type | APY | Minimum Deposit to Earn |
|---|---|---|
| Money Market E-Checking | 0.00% | $3,000 |
| Money Market E-Checking | 0.10% | $5,000 |
| Money Market E-Checking | 0.10% | $25,000 |
| Holiday Club | 0.15% | $5 |
| Kid Cash Club | 0.15% | $25 |
| Student | 0.15% | $100 |
| Ownership | 0.15% | $100 |
How Does Zero Deposit Work
Cover Image Source A proof-of-work (PoW) blockchain requires mining which consumes high electric energy. A proof-of-stake (PoS) blockchain's consensus mechanism is very different. Instead of miners. I really like that I didn't have to make a deposit or go through a credit check just to get my lights. With competitive energy rates, flexible payment. Assuming you have paid your deposit, or if there is no deposit require we will validate the information provided. Spark Energy – Electricity Natural Gas.
Share Certificate Rates
| Term | APY $500*** | APY $1000 & up | APY $100,000 & up |
|---|---|---|---|
| 6 months | N/A | 0.40% | 0.50% |
| 12 months | 0.45% | 0.45% | 0.55% |
| 18 months | 0.50% | 0.50% | 0.60% |
| 20 Month Bump Up | 0.75% | 0.75% | 0.85% |
| 24 months | 0.60% | 0.60% | 0.70% |
| 36 months | 0.70% | 0.70% | 0.80% |
| 48 months | 0.80% | 0.80% | 0.90% |
| 60 months | 0.80% | 0.80% | 0.90% |
| 72 months | 0.80% | 0.80% | 0.90% |
Money Market Rates
| Type | APY | Minimum Deposit to Earn |
|---|---|---|
| IRA Money Fund | 0.25% | $5.00 |
| IRA/Jumbo Money Fund | 0.30% | $100,000 |
| Money Market Tier 1 | 0.20% | $2,500 |
| Money Market Tier 2 | 0.20% | $25,000 |
| Money Market Tier 3 | 0.25% | $125,000 |
| Money Market Tier 4 | 0.35% | $250,000 |
Savings and Checking
| Type | APY | Minimum Deposit to Earn |
|---|---|---|
| Money Market E-Checking | 0.00% | $3,000 |
| Money Market E-Checking | 0.10% | $5,000 |
| Money Market E-Checking | 0.10% | $25,000 |
| Holiday Club | 0.15% | $5 |
| Kid Cash Club | 0.15% | $25 |
| Student | 0.15% | $100 |
| Ownership | 0.15% | $100 |
How Does Zero Deposit Work
0 Deposit Energy Companies
Effective March 1, 2021
